First Home Buyers Hub
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Posted in Guides and Insights.
Help for first home buyers—what’s available to you
Thinking about stepping onto the property ladder? First home buyers can access plenty of help, from Kiwisaver to government grants. Learn about your options
2 Minutes
Posted in Guides and Insights.
The benefits of a broker—should you get help or go it alone?
If you're weighing up whether to navigate the home loan process on your own or work with a mortgage broker, you can learn more about your options here.
5 Minutes
Posted in Guides and Insights.
Posted in Guides and Insights.
Deposit
Depending on the situation, deposit may have a slightly different meaning. When a bank or lender talks about a deposit, they’re referring to the money a borrower is contributing to the purchase of a property. When a real estate agent talks about a deposit, they’re referring to the initial payment made to the seller before the agreement becomes unconditional. If the sale falls through, the deposit will be returned to the buyer in full.
Posted in Guides and Insights.